Why Insurance Is Worth It — And How a Broker Can Help You Save

What Is Auto Insurance—and Why You Need It Auto insurance isn’t just a legal requirement in Washington—it’s your financial safety net on the road. Accidents, theft, and unexpected events happen. The right policy protects your wallet, your vehicle, and your peace of mind. As an independent insurance broker serving Bremerton and Poulsbo Washington, Haley Insurance Agency works with multiple carriers to compare options for you. Our goal: secure the most affordable rates—often the lowest available—without cutting back on the protection that actually matters. Covering Others & Protecting You Bodily Injury & Property Damage Liability Covers medical bills and repairs if you’re responsible for an accident that injures others or damages their property—helping shield you from major out-of-pocket costs. Uninsured/Underinsured Motorist Coverage Steps in when the at-fault driver doesn’t have enough insurance, or doesn't have any insurance, so your injuries and vehicle repairs aren’t left unpaid. Taking Care of Your Vehicle Collision Coverage Helps cover repair costs when your car is damaged in a crash with another vehicle or object. Comprehensive Coverage Protects against non-collision losses, including: Falling branches Hail damage Break-ins or theft Animal impacts Flooding Vandalism Fire Glass or windshield damage (often with low or $0 deductibles on select policies) Typically, not covered: Routine wear and tear Mechanical failures Collision-related damage (handled by collision coverage) Self-inflicted or intentional damage Losses from racing or unlawful activities Extra Support When It Counts Optional add-ons like rental reimbursement, roadside assistance/towing, and glass repair help keep your day on track when the unexpected hits. Small setbacks don’t have to become big disruptions. Why Work with a Broker? Because insurance choices save you money. We shop with multiple insurance carriers to find coverage that fits your needs and budget—often delivering the best value and, in many cases, the cheapest premiums available without sacrificing benefits. With the right mix of protection, auto insurance becomes more than paperwork—it’s confidence on every drive. Ready to compare and save?

We’re more than an insurance office—we’re a team that believes in welcoming you with genuine smiles, clear guidance, and dependable support. Whether you visit with a quick question, call to make a payment, or check in about your coverage, you can expect thoughtful service and care you can rely on at Haley Insurance Agency.