Boat Insurance for Poulsbo, WA

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There’s no better way to protect what you’ve worked so hard for.

Boat Insurance

Physical Damage coverage: provides protection in the event of a collision with a submerged object or another boat.

Liability overage: for bodily injury or damage to the property of others

Personal Property coverage: protects personal property on the boat, including such items as your clothing, stereo system, cameras, fishing equipment and other personal items.

Towing and Assistance coverage: to transport your boat to a repair facility when it’s inoperable and you’re stranded. Emergency services such as gas delivery for boats and roadside assistance are also available.

Pontoon Boat Insurance

Pontoon Replacement Coverage: If a pontoon is punctured, creased, holed or dented, it will be replaced with a new pontoon.

Waiver of Depreciation: On protective covers, cushions, carpeting and upholstery.

Coverage for: Damage caused by vermin and marine life.

Rental reimbursement up to $1000 per occurrence.

There is no additional premium for these coverages.

Yacht Insurance

More inclusive basic coverage: protection for which other carriers may demand additional premiums such as uninsured boater, personal property, medical payments, commercial towing, fuel spills and dinghy.

Broad physical damage coverage: protection in the event of a collision with a submerged object or another boat.

Protection and indemnity coverage: provides liability coverage for bodily injury or damage to the property of others.

Personal property coverage: protects personal property on the yacht including items such as your clothing, stereo system, cameras, fishing equipment and other personal items.

Towing and assistance coverage: transports your yacht to a repair facility when it’s inoperable and you’re stranded. Emergency services such as gas delivery for boats and roadside assistance are also available.

Antique & Classic Boat Insurance

Broad physical damage coverage: In the event of a total loss, the policy is an agreed value policy whereby no depreciation will be taken; nor will there be a deductible. In the event of a partial loss, the policy is a replacement cost policy, and as mentioned above, depreciation has been waived

A waiver of depreciation on machinery, hull and interior.

No mileage limitation on overland transportation in the U.S. and Canada.

Coverage to pay for land transportation to a repair facility in the event of structural damage to the hull

More inclusive basic coverages including protection for uninsured boaters, medical payments, commercial towing and fuel spills